A free 45-minute video call to see how much income is already promised, how much you want each month, and what sits in between. We listen first. You decide what happens next.
Free. It helps to come with a sense of your numbers. Bring someone you trust if you’d like.
THE PROBLEM
For decades, someone else sent your paycheck. In retirement, you build it from places that each follow their own rules: Social Security, a pension, and the accounts you saved in.
None of this means something is wrong. It means the picture is scattered, and a scattered picture is hard to plan from. We’ll tell you what that looks like. If there’s a gap, you’ll see it on this call.
Nothing to prepare. Bring your spouse, a family member, or another advisor if you’d like.
A 401(k) or IRA shows a number.
It doesn’t tell you what that number turns into each month.
Social Security timing has long-term effects.
The claiming decision interacts with your spouse’s benefit, and your own.
Each source is taxed differently.
What you keep from a pension, an IRA withdrawal, and Social Security can be three different numbers.
Healthcare arrives at the same time.
Medicare premiums and supplements reduce the monthly picture.
Old accounts pile up.
Plans from past employers, CDs at several banks, and a Roth you opened years ago rarely sit in one view.
WHAT WE LOOK AT
You tell us what you want and why. We bring the knowledge to show how it stacks up.
01 /
What’s already promised. Social Security, a pension, and any other income that doesn’t depend on the market.
02 /
What you want each month. Your needs and your wants, and the things that make retirement yours.
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The gap, if there is one. The distance between the first two, plainly in monthly terms.
04 /
Where each dollar sits. We sort your accounts into buckets: protection, sufficiency, surplus, and legacy.
Your income, at a glance
Already promised
What you want each month
The gap
Protection
Sufficiency
Surplus
Family
Charity
Government
Example layout only. Your report uses your numbers.
HOW IT WORKS
01 /
Financial awareness
This is the call you book. We learn your situation, you learn how we work, and we gather what we need. You don’t have to fill out a form first.
02 /
Financial organization
About a week later, we show you what we see: where your accounts sit, where the gaps are, and what your options are. You get a written report to take home.
03 /
Financial collaboration
Laws, taxes, and life change. We review the plan with you over time, so that each decision today stays a good one.
The first stretch typically takes three to four weeks, and it moves faster when your information comes in on time. You decide at every step. Nothing happens until you’re comfortable with it.
HOW WE GET PAID
The call, the analysis, and the report cost you nothing. If you later decide to work with us, there are three ways we’re paid.
It’s yours to keep.
If we give you the report and you decide to go elsewhere, that’s your choice. The plan is yours either way.
01 /
Referrals.
We want you to be happy enough with our work to tell people about us. That’s why we explain everything and answer every question.
02 /
Commissions.
If we show you a change that makes sense, you agree, and you use a company we have a relationship with, that company pays us. You don’t write us a check for it.
03 /
A management fee, only if you hire us to manage investments.
You pay it directly as a percentage of the assets we manage. We’ll put it in writing before anything starts.
QUESTIONS
Don’t see yours? Text or call (404) 244 6675.
Does it cost anything to book?
Will you try to sell me something on the first call?
Do I have to fill out a form first?
What should I have ready?
Can I bring my spouse, my CPA, or another advisor?
I already have an advisor. Is this still worth it?
Can you move my money or log into my accounts?
How long is the call, and where is it?
How will you confirm my appointment?
A free 45-minute video call with us. Nothing to prepare. No pressure.
Prefer to talk first? Text or call (404) 244 6675. Bring someone you trust if you’d like.